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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,200 | $82,314-73.0% | $68,808-67.7% | $134,532-83.5% |
| Participation rate | 72.7% | 75.1%-2.3pp | 69.0%+3.7pp | 81.2%-8.5pp |
| Annual return | -18.71% | -2.18%-16.5pp | -6.37%-12.3pp | 418.27%-437.0pp |
| Employer contribution / active EE | $630 | $3,301-80.9% | $2,656-76.3% | $4,741-86.7% |
| Participant deferral / active EE | $1,655 | $4,740-65.1% | $3,942-58.0% | $6,401-74.1% |
| Admin fee / account holder | $1,554 | $6,484-76.0% | $4,936-68.5% | $11,429-86.4% |