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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,184 | $96,508-81.2% | $75,901-76.0% | $152,897-88.1% |
| Participation rate | 66.7% | 76.2%-9.5pp | 69.3%-2.6pp | 82.5%-15.8pp |
| Annual return | 23.79% | 33.99%-10.2pp | 30.76%-7.0pp | 345.43%-321.6pp |
| Employer contribution / active EE | $618 | $3,310-81.3% | $2,501-75.3% | $4,764-87.0% |
| Participant deferral / active EE | $1,373 | $4,554-69.9% | $3,603-61.9% | $5,851-76.5% |
| Admin fee / account holder | $168 | $8,081-97.9% | $5,420-96.9% | $11,599-98.6% |