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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,320 | $71,873+66.0% | $86,698+37.6% | $68,490+74.2% |
| Participation rate | 66.0% | 72.2%-6.3pp | 76.6%-10.6pp | 67.9%-1.9pp |
| Annual return | -17.00% | 3.54%-20.5pp | 35.96%-53.0pp | -7.85%-9.1pp |
| Employer contribution / active EE | $3,286 | $2,173+51.2% | $2,837+15.8% | $2,597+26.6% |
| Participant deferral / active EE | $5,203 | $3,779+37.7% | $4,656+11.8% | $4,028+29.2% |
| Admin fee / account holder | $6,002 | $6,110-1.8% | $7,492-19.9% | $5,403+11.1% |