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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,034 | $62,583+5.5% | $76,767-14.0% | $64,173+2.9% |
| Participation rate | 100.0% | 72.8%+27.2pp | 77.0%+23.0pp | 69.6%+30.4pp |
| Annual return | -8.62% | -1.95%-6.7pp | 2.43%-11.1pp | 7.63%-16.3pp |
| Employer contribution / active EE | $4,390 | $1,832+139.6% | $2,485+76.6% | $2,381+84.4% |
| Participant deferral / active EE | $5,296 | $3,145+68.4% | $3,852+37.5% | $3,470+52.6% |
| Admin fee / account holder | $2,057 | $4,667-55.9% | $6,675-69.2% | $4,887-57.9% |