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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,593 | $117,904+108.3% | $102,457+139.7% | $145,978+68.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 7.88% | 31.80%-23.9pp | 29.41%-21.5pp | 550.52%-542.6pp |
| Employer contribution / active EE | $1,972 | $3,613-45.4% | $3,022-34.8% | $4,662-57.7% |
| Participant deferral / active EE | $10,614 | $5,733+85.1% | $5,054+110.0% | $6,690+58.7% |
| Admin fee / account holder | $99,730 | $13,329+648.2% | $9,451+955.2% | $13,400+644.2% |