Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,020 | $80,748-70.3% | $102,383-76.5% | $74,429-67.7% |
| Participation rate | 63.1% | 65.7%-2.6pp | 74.5%-11.4pp | 67.2%-4.2pp |
| Annual return | 11.59% | 27.57%-16.0pp | 24.94%-13.3pp | 1368.38%-1356.8pp |
| Employer contribution / active EE | $1,672 | $3,159-47.1% | $3,870-56.8% | $2,625-36.3% |
| Participant deferral / active EE | $2,536 | $3,861-34.3% | $5,060-49.9% | $4,348-41.7% |
| Admin fee / account holder | $3,281 | $2,371+38.4% | $8,391-60.9% | $1,944+68.7% |