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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,993 | $154,754+36.3% | $124,206+69.9% | $138,895+51.9% |
| Participation rate | 80.0% | 75.5%+4.5pp | 69.6%+10.4pp | 79.9%+0.1pp |
| Annual return | 13.83% | 709.28%-695.5pp | 515.27%-501.4pp | 145.39%-131.6pp |
| Employer contribution / active EE | $995 | $4,446-77.6% | $3,540-71.9% | $4,194-76.3% |
| Participant deferral / active EE | $13,082 | $4,621+183.1% | $3,968+229.7% | $6,396+104.5% |
| Admin fee / account holder | $2,994 | $6,690-55.2% | $5,929-49.5% | $12,562-76.2% |