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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,871 | $157,276-66.4% | $141,177-62.5% | $152,885-65.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 27.51% | 64.33%-36.8pp | 71.40%-43.9pp | 345.39%-317.9pp |
| Employer contribution / active EE | $8,142 | $5,262+54.7% | $4,736+71.9% | $4,763+70.9% |
| Participant deferral / active EE | $13,130 | $7,110+84.7% | $6,710+95.7% | $5,851+124.4% |
| Admin fee / account holder | $324 | $12,123-97.3% | $10,263-96.8% | $11,598-97.2% |