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| Provider | Service type | Compensation |
|---|---|---|
WELLS FARGO BANK, N.A.1 year Filed as: WELLS FARGO ADVISORS FIN NETWORK LL Service code 27 1 NORTH JEFFERSON AVE · SAINT LOUIS, MO 63103 | Advisory (Plan) | $22,522 |
NORTHWEST BANK7+ years Service code 21 · EIN 23-2790930 | Bank Trustee | $21,306 |
Filed as: SCHAFFNER, KNIGHT, MINNAUGH& COMPAN Service code 99 P.C. 1001 STATE STREET SUITE 1300 · ERIE, PA 16501 | Other Fees | $3,000 |
DEFINITI LLC3 years Filed as: DEFINITI Service code 15 · EIN 85-0833363 | Recordkeeping | $2,962 |
Service code 13 101 BRADFORD RD STE 200 · WEXFORD, PA 15090 | Contract Administrator | $1,950 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $569 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,199 | $69,511+301.7% | $94,664+194.9% | $71,511+290.4% |
| Participation rate | 91.2% | 78.4%+12.8pp | 80.8%+10.4pp | 67.9%+23.3pp |
| Annual return | 19.29% | 29.67%-10.4pp | 156.84%-137.6pp | 28.86%-9.6pp |
| Employer contribution / active EE | $6,569 | $2,853+130.2% | $3,673+78.8% | $2,589+153.7% |
| Participant deferral / active EE | $10,172 | $7,348+38.4% | $7,417+37.1% | $4,291+137.1% |
| Admin fee / account holder | $561 | $1,211-53.7% | $7,222-92.2% | $1,588-64.7% |