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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,711 | $114,119+60.1% | $107,187+70.5% | $138,895+31.5% |
| Participation rate | 62.5% | 78.1%-15.6pp | 75.0%-12.5pp | 79.9%-17.4pp |
| Annual return | 16.05% | 273.21%-257.2pp | 204.55%-188.5pp | 145.39%-129.3pp |
| Employer contribution / active EE | $2,325 | $4,059-42.7% | $3,782-38.5% | $4,194-44.6% |
| Participant deferral / active EE | $5,456 | $5,538-1.5% | $5,096+7.1% | $6,396-14.7% |
| Admin fee / account holder | $24 | $10,024-99.8% | $9,162-99.7% | $12,562-99.8% |