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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,998 | $60,128-43.5% | $90,440-62.4% | $79,852-57.4% |
| Participation rate | 68.3% | 65.0%+3.3pp | 72.7%-4.4pp | 69.6%-1.3pp |
| Annual return | 13.63% | 71.95%-58.3pp | 1294.38%-1280.8pp | 31.72%-18.1pp |
| Employer contribution / active EE | $254 | $2,068-87.7% | $3,263-92.2% | $2,471-89.7% |
| Participant deferral / active EE | $3,227 | $2,939+9.8% | $3,964-18.6% | $3,740-13.7% |
| Admin fee / account holder | $11,892 | $3,977+199.0% | $5,615+111.8% | $5,306+124.1% |