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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,725 | $78,670-55.9% | $109,173-68.2% | $85,847-59.5% |
| Participation rate | 95.5% | 68.3%+27.2pp | 75.9%+19.6pp | 69.3%+26.2pp |
| Annual return | 10.96% | 25.09%-14.1pp | 25.75%-14.8pp | 318.61%-307.6pp |
| Employer contribution / active EE | $1,789 | $2,734-34.6% | $3,723-52.0% | $2,565-30.3% |
| Participant deferral / active EE | $4,489 | $3,467+29.5% | $4,654-3.5% | $3,952+13.6% |
| Admin fee / account holder | $1,529 | $5,469-72.0% | $6,755-77.4% | $6,261-75.6% |