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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,629 | $97,732-51.3% | $83,831-43.2% | $135,380-64.8% |
| Participation rate | 56.5% | 80.0%-23.4pp | 76.1%-19.6pp | 82.6%-26.1pp |
| Annual return | 0.00% | 1287.56%-1287.6pp | 850.99%-851.0pp | 519.81%-519.8pp |
| Employer contribution / active EE | $852 | $4,222-79.8% | $3,631-76.5% | $4,779-82.2% |
| Participant deferral / active EE | $8,118 | $4,683+73.4% | $4,082+98.9% | $5,609+44.7% |
| Admin fee / account holder | $2,760 | $6,675-58.6% | $5,479-49.6% | $10,828-74.5% |