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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,916 | $52,279-92.5% | $89,435-95.6% | $79,856-95.1% |
| Participation rate | 65.0% | 57.5%+7.5pp | 68.0%-3.0pp | 69.6%-4.6pp |
| Annual return | 0.00% | 22.16%-22.2pp | 245.55%-245.6pp | 31.71%-31.7pp |
| Employer contribution / active EE | $334 | $1,572-78.8% | $2,587-87.1% | $2,471-86.5% |
| Participant deferral / active EE | $2,084 | $2,740-23.9% | $3,890-46.4% | $3,741-44.3% |
| Admin fee / account holder | $0 | $3,356-100.0% | $4,884-100.0% | $5,306-100.0% |