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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,066 | $135,956-40.4% | $123,894-34.6% | $273,972-70.4% |
| Participation rate | 62.5% | 84.1%-21.6pp | 81.4%-18.9pp | 83.0%-20.5pp |
| Annual return | 9.63% | 56.63%-47.0pp | 47.52%-37.9pp | 41.46%-31.8pp |
| Employer contribution / active EE | $3,574 | $5,170-30.9% | $4,617-22.6% | $4,869-26.6% |
| Participant deferral / active EE | $9,688 | $6,343+52.7% | $5,984+61.9% | $5,287+83.2% |
| Admin fee / account holder | $25,737 | $9,817+162.2% | $8,357+208.0% | $10,133+154.0% |