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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,551 | $63,861+59.0% | $104,625-2.9% | $79,852+27.2% |
| Participation rate | 100.0% | 64.9%+35.1pp | 74.1%+25.9pp | 69.6%+30.4pp |
| Annual return | 19.63% | 21.30%-1.7pp | 340.60%-321.0pp | 31.72%-12.1pp |
| Employer contribution / active EE | $4,925 | $1,588+210.1% | $2,681+83.7% | $2,471+99.3% |
| Participant deferral / active EE | $4,068 | $2,693+51.0% | $3,738+8.9% | $3,740+8.8% |
| Admin fee / account holder | $1,017 | $4,185-75.7% | $6,465-84.3% | $5,306-80.8% |