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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,612 | $56,110+68.6% | $94,993-0.4% | $70,126+34.9% |
| Participation rate | 96.0% | 65.0%+31.0pp | 73.9%+22.1pp | 69.5%+26.5pp |
| Annual return | 17.40% | 51.02%-33.6pp | 27.14%-9.7pp | 73.15%-55.7pp |
| Employer contribution / active EE | $5,119 | $1,442+254.9% | $2,603+96.6% | $2,343+118.5% |
| Participant deferral / active EE | $3,190 | $2,391+33.4% | $3,317-3.8% | $3,332-4.3% |
| Admin fee / account holder | $465 | $3,456-86.6% | $4,960-90.6% | $4,645-90.0% |