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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,663 | $49,891-58.6% | $80,607-74.4% | $75,181-72.5% |
| Participation rate | 68.9% | 55.3%+13.5pp | 67.0%+1.8pp | 67.2%+1.7pp |
| Annual return | 20.38% | 34.67%-14.3pp | 936.11%-915.7pp | 160.69%-140.3pp |
| Employer contribution / active EE | $1,292 | $1,698-23.9% | $2,724-52.6% | $2,671-51.6% |
| Participant deferral / active EE | $1,801 | $2,991-39.8% | $4,448-59.5% | $4,126-56.4% |
| Admin fee / account holder | $3,029 | $3,578-15.3% | $5,379-43.7% | $5,650-46.4% |