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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,696 | $138,078-27.1% | $125,363-19.7% | $134,509-25.1% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -12.33% | 750.49%-762.8pp | 572.15%-584.5pp | 418.13%-430.5pp |
| Employer contribution / active EE | $7,492 | $5,245+42.8% | $4,815+55.6% | $4,741+58.0% |
| Participant deferral / active EE | $12,747 | $7,800+63.4% | $7,447+71.2% | $6,400+99.2% |
| Admin fee / account holder | $603 | $11,566-94.8% | $10,005-94.0% | $11,427-94.7% |