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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,691 | $103,387+70.9% | $87,102+102.9% | $152,885+15.6% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 24.24% | 28.10%-3.9pp | 28.19%-3.9pp | 345.39%-321.1pp |
| Employer contribution / active EE | $3,891 | $3,221+20.8% | $2,521+54.3% | $4,763-18.3% |
| Participant deferral / active EE | $10,056 | $4,778+110.5% | $4,048+148.4% | $5,851+71.9% |
| Admin fee / account holder | $2,400 | $12,193-80.3% | $7,491-68.0% | $11,598-79.3% |