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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $489,778 | $162,967+200.5% | $135,792+260.7% | $138,895+252.6% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.6%+27.4pp | 79.9%+20.1pp |
| Annual return | 15.88% | 30.08%-14.2pp | 25.96%-10.1pp | 145.39%-129.5pp |
| Employer contribution / active EE | $21,219 | $4,211+403.9% | $3,496+507.0% | $4,194+405.9% |
| Participant deferral / active EE | $4,950 | $5,640-12.2% | $4,759+4.0% | $6,396-22.6% |
| Admin fee / account holder | $48,996 | $15,306+220.1% | $12,266+299.5% | $12,562+290.0% |