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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,288 | $129,960+157.2% | $104,299+220.5% | $134,545+148.5% |
| Participation rate | 90.9% | 79.5%+11.4pp | 73.3%+17.6pp | 81.2%+9.7pp |
| Annual return | -20.00% | 42.06%-62.1pp | 24.62%-44.6pp | 418.37%-438.4pp |
| Employer contribution / active EE | $12,938 | $4,186+209.1% | $3,373+283.6% | $4,742+172.9% |
| Participant deferral / active EE | $4,863 | $5,589-13.0% | $4,626+5.1% | $6,401-24.0% |
| Admin fee / account holder | $1,811 | $9,324-80.6% | $7,339-75.3% | $11,431-84.2% |