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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,550 | $112,935-62.3% | $90,970-53.2% | $158,966-73.2% |
| Participation rate | 59.1% | 74.7%-15.6pp | 69.0%-9.9pp | 82.0%-22.9pp |
| Annual return | 13.00% | 215.79%-202.8pp | 134.58%-121.6pp | 302.95%-289.9pp |
| Employer contribution / active EE | $611 | $2,895-78.9% | $2,122-71.2% | $4,762-87.2% |
| Participant deferral / active EE | $1,498 | $4,129-63.7% | $3,373-55.6% | $5,983-75.0% |
| Admin fee / account holder | $1,051 | $8,045-86.9% | $5,960-82.4% | $11,250-90.7% |