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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,781 | $48,364-63.2% | $71,796-75.2% | $62,881-71.7% |
| Participation rate | 80.8% | 60.6%+20.1pp | 69.1%+11.7pp | 69.3%+11.5pp |
| Annual return | 4.88% | 13.16%-8.3pp | 78.04%-73.2pp | 20.14%-15.3pp |
| Employer contribution / active EE | $704 | $1,042-32.4% | $1,924-63.4% | $2,281-69.1% |
| Participant deferral / active EE | $1,988 | $2,091-4.9% | $2,794-28.9% | $3,203-37.9% |
| Admin fee / account holder | $2,625 | $3,771-30.4% | $4,815-45.5% | $4,296-38.9% |