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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,625 | $111,785-45.8% | $93,669-35.3% | $145,877-58.4% |
| Participation rate | 63.2% | 74.2%-11.1pp | 68.7%-5.6pp | 80.3%-17.1pp |
| Annual return | 9.94% | 203.79%-193.8pp | 133.59%-123.7pp | 551.28%-541.3pp |
| Employer contribution / active EE | $719 | $3,096-76.8% | $2,424-70.3% | $4,663-84.6% |
| Participant deferral / active EE | $1,788 | $4,919-63.6% | $4,416-59.5% | $6,691-73.3% |
| Admin fee / account holder | $4,483 | $10,256-56.3% | $8,291-45.9% | $13,402-66.6% |