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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,625 | $111,814-45.8% | $93,654-35.3% | $145,959-58.5% |
| Participation rate | 63.2% | 74.2%-11.1pp | 68.7%-5.6pp | 80.3%-17.1pp |
| Annual return | 9.94% | 203.30%-193.4pp | 133.34%-123.4pp | 561.95%-552.0pp |
| Employer contribution / active EE | $719 | $3,092-76.7% | $2,421-70.3% | $4,661-84.6% |
| Participant deferral / active EE | $1,788 | $4,914-63.6% | $4,413-59.5% | $6,689-73.3% |
| Admin fee / account holder | $4,483 | $10,246-56.2% | $8,282-45.9% | $13,398-66.5% |