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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,259 | $110,212+36.3% | $96,534+55.7% | $139,466+7.7% |
| Participation rate | 75.0% | 78.1%-3.1pp | 76.0%-1.0pp | 80.3%-5.3pp |
| Annual return | 15.19% | 26.42%-11.2pp | 25.88%-10.7pp | 373.66%-358.5pp |
| Employer contribution / active EE | $4,167 | $3,620+15.1% | $2,965+40.5% | $4,754-12.4% |
| Participant deferral / active EE | $2,375 | $5,547-57.2% | $4,851-51.0% | $6,712-64.6% |
| Admin fee / account holder | $12,145 | $11,599+4.7% | $8,253+47.2% | $11,409+6.5% |