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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,014 | $103,392+56.7% | $87,104+86.0% | $152,897+6.0% |
| Participation rate | 91.3% | 79.4%+12.0pp | 76.9%+14.4pp | 82.5%+8.9pp |
| Annual return | 20.38% | 28.10%-7.7pp | 28.19%-7.8pp | 345.43%-325.1pp |
| Employer contribution / active EE | $0 | $3,221-100.0% | $2,521-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $2,198 | $4,778-54.0% | $4,048-45.7% | $5,851-62.4% |
| Admin fee / account holder | $8,809 | $12,194-27.8% | $7,491+17.6% | $11,599-24.1% |