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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,934 | $57,350-77.4% | $83,850-84.6% | $64,181-79.8% |
| Participation rate | 81.5% | 68.6%+12.9pp | 76.1%+5.3pp | 69.6%+11.9pp |
| Annual return | -12.27% | 11.38%-23.7pp | 850.92%-863.2pp | 7.63%-19.9pp |
| Employer contribution / active EE | $1,164 | $2,545-54.3% | $3,631-67.9% | $2,381-51.1% |
| Participant deferral / active EE | $3,077 | $2,993+2.8% | $4,082-24.6% | $3,470-11.3% |
| Admin fee / account holder | $693 | $4,046-82.9% | $5,478-87.4% | $4,887-85.8% |