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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,569 | $57,061-25.4% | $85,063-50.0% | $80,911-47.4% |
| Participation rate | 100.0% | 56.3%+43.7pp | 67.5%+32.5pp | 67.6%+32.4pp |
| Annual return | 8.62% | 21.66%-13.0pp | 66.54%-57.9pp | 35.63%-27.0pp |
| Employer contribution / active EE | $3,851 | $1,799+114.1% | $2,727+41.2% | $2,756+39.8% |
| Participant deferral / active EE | $6,348 | $3,110+104.1% | $4,523+40.4% | $4,297+47.7% |
| Admin fee / account holder | $2,222 | $4,986-55.4% | $6,155-63.9% | $6,935-68.0% |