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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL2 years Filed as: KMS FINANCIAL SERVICES INC Service code 55 · EIN 06-1375177 12325 PORT GRACE BLVD · LA VISTA, NE 68128 | Other Commissions | $22,355 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,755 | $78,672-38.0% | $109,163-55.3% | $85,856-43.2% |
| Participation rate | 95.7% | 68.3%+27.4pp | 75.9%+19.8pp | 69.3%+26.3pp |
| Annual return | 15.77% | 25.09%-9.3pp | 25.75%-10.0pp | 318.58%-302.8pp |
| Employer contribution / active EE | $4,586 | $2,734+67.8% | $3,723+23.2% | $2,565+78.8% |
| Participant deferral / active EE | $2,841 | $3,467-18.1% | $4,654-38.9% | $3,952-28.1% |
| Admin fee / account holder | $346 | $5,470-93.7% | $6,754-94.9% | $6,261-94.5% |