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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,280 | $71,208+171.4% | $93,681+106.3% | $80,911+138.9% |
| Participation rate | 58.5% | 60.4%-1.9pp | 68.7%-10.2pp | 67.6%-9.1pp |
| Annual return | 11.43% | 11.27%+0.2pp | 133.47%-122.0pp | 35.63%-24.2pp |
| Employer contribution / active EE | $3,301 | $1,564+111.0% | $2,422+36.3% | $2,756+19.8% |
| Participant deferral / active EE | $7,929 | $4,035+96.5% | $4,415+79.6% | $4,297+84.5% |
| Admin fee / account holder | $12,088 | $6,951+73.9% | $8,290+45.8% | $6,935+74.3% |