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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,498 | $65,555+129.6% | $86,216+74.6% | $75,173+100.2% |
| Participation rate | 55.6% | 60.5%-4.9pp | 69.0%-13.4pp | 67.2%-11.6pp |
| Annual return | 14.83% | 46.07%-31.2pp | 1169.42%-1154.6pp | 160.72%-145.9pp |
| Employer contribution / active EE | $3,105 | $1,553+99.9% | $2,382+30.4% | $2,671+16.3% |
| Participant deferral / active EE | $7,237 | $3,023+139.4% | $3,986+81.6% | $4,126+75.4% |
| Admin fee / account holder | $3,584 | $5,469-34.5% | $6,853-47.7% | $5,651-36.6% |