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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,541 | $73,787+204.3% | $98,716+127.5% | $82,448+172.3% |
| Participation rate | 53.1% | 61.4%-8.3pp | 69.3%-16.2pp | 68.1%-15.0pp |
| Annual return | 16.48% | 18.57%-2.1pp | 31.81%-15.3pp | 41.64%-25.2pp |
| Employer contribution / active EE | $2,548 | $1,511+68.6% | $2,279+11.8% | $2,551-0.1% |
| Participant deferral / active EE | $6,453 | $3,081+109.4% | $4,048+59.4% | $4,139+55.9% |
| Admin fee / account holder | $908 | $6,500-86.0% | $8,703-89.6% | $7,234-87.4% |