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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,833 | $86,938+66.6% | $102,423+41.4% | $80,925+79.0% |
| Participation rate | 95.3% | 72.4%+22.9pp | 76.5%+18.8pp | 67.7%+27.7pp |
| Annual return | 13.67% | 18.89%-5.2pp | 29.42%-15.8pp | 35.65%-22.0pp |
| Employer contribution / active EE | $3,505 | $2,369+47.9% | $3,023+15.9% | $2,756+27.2% |
| Participant deferral / active EE | $9,476 | $4,120+130.0% | $5,054+87.5% | $4,299+120.4% |
| Admin fee / account holder | $21,388 | $8,053+165.6% | $9,455+126.2% | $6,940+208.2% |