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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,859 | $80,983+61.6% | $96,544+35.5% | $75,177+74.1% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 17.92% | 27.05%-9.1pp | 25.88%-8.0pp | 160.75%-142.8pp |
| Employer contribution / active EE | $3,605 | $2,282+58.0% | $2,966+21.5% | $2,671+35.0% |
| Participant deferral / active EE | $9,284 | $3,929+136.3% | $4,851+91.4% | $4,126+125.0% |
| Admin fee / account holder | $6,566 | $6,717-2.2% | $8,254-20.5% | $5,651+16.2% |