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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,142 | $104,098+50.0% | $140,514+11.1% | $94,015+66.1% |
| Participation rate | 100.0% | 73.7%+26.3pp | 77.8%+22.2pp | 70.8%+29.2pp |
| Annual return | 12.61% | 15.14%-2.5pp | 14.36%-1.7pp | 17.84%-5.2pp |
| Employer contribution / active EE | $3,730 | $2,388+56.2% | $3,378+10.4% | $2,790+33.7% |
| Participant deferral / active EE | $10,240 | $4,033+153.9% | $4,919+108.2% | $4,249+141.0% |
| Admin fee / account holder | $5,859 | $10,439-43.9% | $13,697-57.2% | $8,951-34.5% |