Retirement plan

SHOSHONE-BANNOCK GAMING 401(K) PLAN

Name: SHOSHONE-BANNOCK GAMING - SHOSHONE-BANNOCK GAMING 401(K) PLAN (2019) Form 5500
Creator: SHOSHONE-BANNOCK GAMING
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SHOSHONE-BANNOCK GAMING 401(K) PLAN, SHOSHONE-BANNOCK GAMING

SHOSHONE-BANNOCK GAMINGEIN 82-0441694Plan #001PY 2019

P.O. BOX 868 - FORT HALL, ID 83203208-237-8774

Prospect flagsLow participationLow assets / participantCorrective distributions

How to read this page

Total assets (EOY)

$3.2M

+26.8% from 2018

Total participants

410

+1.7% from 2018

Average account balance

$17,154

+29.6% from 2018

Annual return

21.52%

+30.48 pp from 2018

Benchmarks

See 422 peers

Peer group

Industry71 - Arts, Entertainment, and Recreation

Plan typeDefined contribution

Participants250-999

Cohort422 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$5.96M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$31K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

193

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

33.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$635K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$1K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.88%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$20

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
NATIONWIDE5+ years Service code 15 · EIN 31-4156830 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215	Recordkeeping	$24,575
AMERIPRISE FINANCIAL SERVICES INC5+ years Filed as: AMERIPRISE FINANCIAL SERVICES Service code 27 50082 AMERIPRISE FINANCIAL CTR · MINNEAPOLIS, MN 554740000	Advisory (Plan)	$14,418
RUDD & COMPANY PLLC5+ years Service code 12 · EIN 82-0467399	Consulting (pension); Contract Admini...	$10,172

Plan features & details

Pension benefit codes2E2G2J2K3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$33K

$88 / participant

Investment mgmt$22K68.1%
Contract admin$8K24.5%
Other / not subdivided$2K7.3%

% of EOY assets

1.020%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: BLUEBIRD, CPAS
Auditor EIN: 261571066
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$17,154

$47,648-64.0%

$130,660-86.9%

$67,579-74.6%

Participation rate

39.8%

60.4%-20.6pp

71.7%-32.0pp

71.3%-31.5pp

Annual return

21.52%

25.73%-4.2pp

1709.29%-1687.8pp

378.56%-357.0pp

Employer contribution / active EE

$410

$1,408-70.8%

$4,092-90.0%

$2,148-80.9%

Participant deferral / active EE

$911

$2,616-65.2%

$3,603-74.7%

$3,539-74.3%

Admin fee / account holder

$175

$105+66.6%

$5,463-96.8%

$142+23.0%

Provider

Service type

Compensation

NATIONWIDE5+ years

Service code 15 · EIN 31-4156830

ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215

Recordkeeping

$24,575

AMERIPRISE FINANCIAL SERVICES INC5+ years

Filed as: AMERIPRISE FINANCIAL SERVICES

Service code 27

50082 AMERIPRISE FINANCIAL CTR · MINNEAPOLIS, MN 554740000

Advisory (Plan)

$14,418

RUDD & COMPANY PLLC5+ years

Service code 12 · EIN 82-0467399

Consulting (pension); Contract Admini...

$10,172

SHOSHONE-BANNOCK GAMING 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SHOSHONE-BANNOCK GAMING 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion