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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,107 | $95,975+0.1% | $74,549+28.9% | $135,379-29.0% |
| Participation rate | 91.3% | 75.7%+15.7pp | 69.1%+22.2pp | 82.6%+8.7pp |
| Annual return | -5.39% | 56.96%-62.4pp | 32.53%-37.9pp | 519.79%-525.2pp |
| Employer contribution / active EE | $2,537 | $2,716-6.6% | $1,961+29.4% | $4,779-46.9% |
| Participant deferral / active EE | $7,358 | $3,844+91.4% | $3,108+136.7% | $5,609+31.2% |
| Admin fee / account holder | $880 | $6,522-86.5% | $5,059-82.6% | $10,828-91.9% |