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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,977 | $108,942+6.5% | $100,415+15.5% | $145,897-20.5% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 14.26% | 58.27%-44.0pp | 49.47%-35.2pp | 552.29%-538.0pp |
| Employer contribution / active EE | $3,618 | $4,422-18.2% | $3,943-8.2% | $4,663-22.4% |
| Participant deferral / active EE | $7,723 | $8,461-8.7% | $8,091-4.5% | $6,689+15.5% |
| Admin fee / account holder | $1,148 | $9,702-88.2% | $7,906-85.5% | $13,390-91.4% |