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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INS CO OF AM Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $43,878 |
Filed as: RESOURCES INVESTMENT ADVISORS Service code 27 4860 COLLEGE BLVD STE 100 · LEAWOOD, KS 66211 | Advisory (Plan) | $40,153 |
AMERIBEN8+ years Filed as: AMERIBEN IEC GROUP Service code 13 P.O. BOX 7186 · BOISE, ID 83707 | Contract Administrator | $17,274 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $6,314 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,680 | $62,715-8.0% | $104,301-44.7% | $66,938-13.8% |
| Participation rate | 90.3% | 59.6%+30.7pp | 73.3%+17.1pp | 69.8%+20.5pp |
| Annual return | -16.20% | -14.70%-1.5pp | 24.61%-40.8pp | 1.58%-17.8pp |
| Employer contribution / active EE | $2,048 | $1,976+3.7% | $3,373-39.3% | $2,545-19.5% |
| Participant deferral / active EE | $4,990 | $2,852+75.0% | $4,626+7.9% | $4,238+17.7% |
| Admin fee / account holder | $374 | $657-43.0% | $7,340-94.9% | $594-36.9% |