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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,233 | $56,894-22.3% | $84,753-47.8% | $62,881-29.7% |
| Participation rate | 98.2% | 68.5%+29.6pp | 76.6%+21.6pp | 69.3%+28.9pp |
| Annual return | 6.43% | 6.30%+0.1pp | 22.78%-16.4pp | 20.14%-13.7pp |
| Employer contribution / active EE | $4,147 | $2,400+72.8% | $3,574+16.0% | $2,281+81.8% |
| Participant deferral / active EE | $759 | $2,709-72.0% | $3,712-79.5% | $3,203-76.3% |
| Admin fee / account holder | $6,532 | $3,581+82.4% | $5,333+22.5% | $4,296+52.1% |