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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,340 | $52,678-32.9% | $75,784-53.4% | $59,633-40.7% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.8%+24.2pp | 68.7%+31.3pp |
| Annual return | -0.30% | 2.95%-3.3pp | 9.68%-10.0pp | 2041.45%-2041.7pp |
| Employer contribution / active EE | $4,915 | $2,193+124.1% | $3,323+47.9% | $2,203+123.1% |
| Participant deferral / active EE | $691 | $2,591-73.3% | $3,652-81.1% | $3,192-78.4% |
| Admin fee / account holder | $4,421 | $3,610+22.5% | $5,300-16.6% | $4,297+2.9% |