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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,334 | $91,911-34.4% | $68,793-12.3% | $135,382-55.4% |
| Participation rate | 90.0% | 76.7%+13.3pp | 72.2%+17.8pp | 82.6%+7.4pp |
| Annual return | -1.45% | -8.22%+6.8pp | -4.63%+3.2pp | 519.77%-521.2pp |
| Employer contribution / active EE | $1,132 | $3,924-71.1% | $2,625-56.9% | $4,779-76.3% |
| Participant deferral / active EE | $5,904 | $4,315+36.8% | $3,311+78.3% | $5,609+5.3% |
| Admin fee / account holder | $554 | $9,240-94.0% | $5,131-89.2% | $10,829-94.9% |