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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $352,434 | $138,076+155.2% | $123,553+185.2% | $135,380+160.3% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -5.97% | 153.70%-159.7pp | 119.21%-125.2pp | 519.81%-525.8pp |
| Employer contribution / active EE | $4,129 | $5,152-19.8% | $4,628-10.8% | $4,779-13.6% |
| Participant deferral / active EE | $10,187 | $6,800+49.8% | $6,426+58.5% | $5,609+81.6% |
| Admin fee / account holder | $1,033 | $10,917-90.5% | $9,284-88.9% | $10,828-90.5% |