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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $11,613 |
STRATEGIC ADVISORS, INC.5 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $10,329 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,913 | $80,138-29.0% | $130,231-56.3% | $71,511-20.4% |
| Participation rate | 93.4% | 71.0%+22.4pp | 76.3%+17.2pp | 67.9%+25.5pp |
| Annual return | 15.07% | 16.81%-1.7pp | 38.86%-23.8pp | 28.86%-13.8pp |
| Employer contribution / active EE | $962 | $2,834-66.0% | $4,126-76.7% | $2,589-62.8% |
| Participant deferral / active EE | $4,236 | $4,641-8.7% | $6,799-37.7% | $4,291-1.3% |
| Admin fee / account holder | $129 | $1,035-87.5% | $6,020-97.9% | $1,588-91.9% |