Retirement plan

WESTERN TRAILER CO. 401(K) PROFIT SHARING PLAN

Name: WESTERN TRAILER CO. - WESTERN TRAILER CO. 401(K) PROFIT SHARING PLAN (2015) Form 5500
Creator: WESTERN TRAILER CO.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, WESTERN TRAILER CO. 401(K) PROFIT SHARING PLAN, WESTERN TRAILER CO.

WESTERN TRAILER CO.EIN 82-0347136Plan #001PY 2015

P.O. BOX 5598 - BOISE, ID 83705208-344-2539westerntrailer.comLinkedIn201-500 employeestransportation/trucking/railroad

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$13.5M

No prior year

Total participants

367

No prior year

Average account balance

$36,851

No prior year

Annual return

1.10%

No prior year

Benchmarks

See 2,226 peers

Peer group

Industry33 - Manufacturing

Plan typeDefined contribution

Participants250-999

Cohort2,226 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$26.92M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$61K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

444

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.88M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.40%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$231

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
NORTHWEST PLAN SERVICES, INC.1+ years Service code 15 · EIN 91-2090931 5446 CALIFORNIA AVENUE SW · SEATTLE, WA 98136	Recordkeeping	$31,021
LPL FINANCIAL1+ years Filed as: KMS FINANCIAL SERVICES, INC. Service code 26 · EIN 91-0850651 2600 ROSE HILL STREET · BOISE, ID 83705	Advisory (Participants)	$30,645

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$60K

$199 / participant

Investment mgmt$31K51.3%
Contract admin$28K46.2%
Other / not subdivided$1K2.5%

% of EOY assets

0.441%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: LEAVITT, CHRISTENSEN & CO, PLLC
Auditor EIN: 820398216
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$36,851

$72,770-49.4%

$67,652-45.5%

$55,191-33.2%

Participation rate

100.0%

78.8%+21.2pp

75.7%+24.3pp

69.2%+30.8pp

Annual return

1.10%

-3.26%+4.4pp

6625.40%-6624.3pp

10.78%-9.7pp

Employer contribution / active EE

$1,519

$1,769-14.1%

$2,266-32.9%

$1,899-20.0%

Participant deferral / active EE

$2,437

$3,408-28.5%

$3,560-31.5%

$3,046-20.0%

Admin fee / account holder

$163

$79+106.4%

$4,821-96.6%

$91+79.2%

Provider

Service type

Compensation

NORTHWEST PLAN SERVICES, INC.1+ years

Service code 15 · EIN 91-2090931

5446 CALIFORNIA AVENUE SW · SEATTLE, WA 98136

Recordkeeping

$31,021

LPL FINANCIAL1+ years

Filed as: KMS FINANCIAL SERVICES, INC.

Service code 26 · EIN 91-0850651

2600 ROSE HILL STREET · BOISE, ID 83705

Advisory (Participants)

$30,645

WESTERN TRAILER CO. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

WESTERN TRAILER CO. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion