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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $393,820 | $55,453+610.2% | $170,435+131.1% | $62,293+532.2% |
| Participation rate | 100.0% | 66.4%+33.6pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 14.77% | 21.38%-6.6pp | 205.94%-191.2pp | 28.90%-14.1pp |
| Employer contribution / active EE | $23,034 | $2,164+964.6% | $5,432+324.0% | $2,042+1027.9% |
| Participant deferral / active EE | $12,150 | $2,303+427.6% | $4,939+146.0% | $3,169+283.4% |
| Admin fee / account holder | $34,254 | $455+7427.5% | $13,881+146.8% | $479+7046.1% |