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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,228 | $97,550-47.5% | $120,344-57.4% | $87,485-41.4% |
| Participation rate | 77.5% | 72.8%+4.7pp | 76.7%+0.8pp | 68.9%+8.6pp |
| Annual return | 13.88% | 18.41%-4.5pp | 20.30%-6.4pp | 26.06%-12.2pp |
| Employer contribution / active EE | $8,170 | $2,291+256.7% | $3,020+170.5% | $2,596+214.7% |
| Participant deferral / active EE | $5,789 | $4,230+36.9% | $5,135+12.7% | $4,274+35.5% |
| Admin fee / account holder | $674 | $9,543-92.9% | $12,742-94.7% | $7,775-91.3% |