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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,228 | $104,098-50.8% | $140,514-63.5% | $94,015-45.5% |
| Participation rate | 77.5% | 73.7%+3.8pp | 77.8%-0.3pp | 70.8%+6.7pp |
| Annual return | 13.88% | 15.14%-1.3pp | 14.36%-0.5pp | 17.84%-4.0pp |
| Employer contribution / active EE | $8,170 | $2,388+242.1% | $3,378+141.8% | $2,790+192.8% |
| Participant deferral / active EE | $5,789 | $4,033+43.5% | $4,919+17.7% | $4,249+36.2% |
| Admin fee / account holder | $674 | $10,439-93.5% | $13,697-95.1% | $8,951-92.5% |