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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,245 | $123,155-37.3% | $108,753-29.0% | $155,188-50.2% |
| Participation rate | 100.0% | 75.6%+24.4pp | 71.1%+28.9pp | 80.8%+19.2pp |
| Annual return | 19.63% | 44.73%-25.1pp | 37.47%-17.8pp | 148.84%-129.2pp |
| Employer contribution / active EE | $8,649 | $2,811+207.7% | $2,427+256.4% | $4,248+103.6% |
| Participant deferral / active EE | $9,636 | $4,623+108.4% | $4,115+134.2% | $6,531+47.5% |
| Admin fee / account holder | $1,359 | $12,126-88.8% | $10,320-86.8% | $14,480-90.6% |