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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,657 | $111,830-52.0% | $93,696-42.7% | $145,884-63.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 14.70% | 204.08%-189.4pp | 133.74%-119.0pp | 551.85%-537.2pp |
| Employer contribution / active EE | $6,187 | $3,093+100.0% | $2,422+155.5% | $4,662+32.7% |
| Participant deferral / active EE | $9,884 | $4,920+100.9% | $4,417+123.8% | $6,690+47.7% |
| Admin fee / account holder | $1,298 | $10,249-87.3% | $8,287-84.3% | $13,392-90.3% |